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Coming July 24, 2017

The Peoples Bank is upgrading Bill Pay on July 24, 2017 to make paying bills better, easier and more convenient than ever, giving you more freedom to enjoy life. You should not experience any service disruption with this upgrade, in fact, we're making the entire upgrade as simple and seamless as possible for you. [READ MORE]

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Personal Banking

Just starting college? Your career? Need to establish a banking relationship? Maybe you are retired and need to better manage your assets? Or perhaps you need to start putting away money for the kids’ education? What ever the reason or need, The Peoples Bank has financial services that will help you meet your goals.


Our personal banking services include:

Basic Checking

  • Minimum opening deposit: $100

  • Free Debit Card

  • Free Online Banking/Bill Pay

  • Unlimited check writing/transactions

  • 1 Free Cashier’s Check per month

  • 50% discount on first year safe deposit box rent when opening a new Basic Checking account.  Limit one box per customer while available.

  • First check order free

  • Fees- There is a monthly fee for balances falling below $500 during a statement cycle.  If the account receives E-Statements, the fee will be $3.99.  If the account receives paper statements, the fee will be $5.99


Senior Neighbor Checking

  • Minimum opening deposit: $100

  • Customers age 55 and above are eligible

  • Unlimited check writing/transactions

  • Free Senior Neighbor Checks

  • Image Statements


NOW Checking

  • Minimum opening deposit: $1,000

  • Unlimited check writing/transactions

  • Minimum balance: $1,000 - If balance falls below $1,000, a $7 fee will be imposed during the statement cycle.

  • Interest: Minimum average balance of $1,000 must be maintained to obtain the disclosed annual percentage yield.

  • Image Statements


Super NOW Checking

  • Minimum opening deposit: $2,500

  • Unlimited check writing/transactions

  • Minimum balance: $2,500 - If balance falls below $2,500, a $10 fee will be imposed during the statement cycle.

  • Interest: Minimum average balance of $2,500 must be maintained to obtain the disclosed annual percentage yield.

  • Image Statements


Money Market Checking

  • Minimum opening deposit: $2,500

  • Interest: Minimum average balance of $2,500 must be maintained to obtain the disclosed annual percentage yield.

  • Withdrawals: Six (6) are allowed per month at no charge.  A $2.00 fee will be charged for each transaction in excess of the six (6) per month.

  • Fees: There is a monthly charge of $10.00 for balances that fall below $2,500 during a statement cycle.

  • Image Statements


Savings Account

  • Minimum opening deposit: $25

  • Interest: Minimum average daily balance of $25.00 must be maintained to obtain the disclosed annual percentage yield.

  • Withdrawals: Six (6) allowed per quarter at no charge. A transaction fee of $2.00 will be charged for transactions in excess of six (6) transactions.

  • Fees: There is a quarterly charge of $5.00 for balances falling below $25.00 during a statement cycle.


Christmas Club

  • Minimum opening deposit: $1

  • Interest: Interest is not compounded. Interest will be credited to account at club payment date.


Certificate of Deposit

  • Minimum Investment: $1,000

  • Interest Rates: Vary according to investment amount and term; rates are subject to change weekly, but are fixed during the term of the CD. Call us for a rate quote.

  • Access to Interest Earnings: Receive your interest by check, monthly, quarterly, semi-annually or annually. Direct deposit into your The Peoples Bank checking or savings account is also an optional receipt method.

  • Renewal: CD's will automatically be renewed unless you request otherwise.

  • Withdrawals: A penalty may be imposed for early withdrawals.


IRA Certificate of Deposit

  • Minimum opening deposit: $100

  • Interest Rates: Vary according to investment amount and term; rates are subject to change weekly, but are fixed during the term of the CD. Call us for a rate quote.

  • Withdrawals: The IRS may impose a penalty for early withdrawal.


 

Locations:
logos link to www.onguardonline.gov. (opens in new window) link to http://ftc.gov. (opens in new window)

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